Products for Small Businesses - Magnolia Finance

Our Products

We understand that every client’s financial situation is different and that’s the reason why Magnolia Finance continually works with our partners to provide a number of solutions. Whether it is cash flow finance, invoice finance, home loans, short-term finance or asset finance we have a solution for you.
Invoice Finance


Invoice financing can take a pain staking 30, 60, 90 or 120 days for slow paying accounts receivable. At Magnolia finance, we have simplified the process to an incredible waiting time of just 24 hours. The question here is how do we do it? It’s simple. We offer a number of solutions from flexible single invoice finance to full debtor funding facilities. With us, we will save you a ton of time for your invoice financing needs.


Commercial property finance has many variants and complexities associated with it. At Magnolia finance, we strive to simplify and understand these variants so as to bring the best product to you that suits your business needs. We make sure you have the best commercial property finance in the market.

Short term loan
Short Term Finance


First and Second Mortgages and Caveat Finance are available at Magnolia Finance. We do recognize that sometimes business owners require funding within the shortest time possible, say 24 hours. With a team of experienced staff, lenders and solicitors, we will ensure a fast turnaround allowing you to focus on your business.


Magnolia asset finance comes in a wide range of options but we help you choose an asset finance tailored to your business. What’s more is that we will save you time and money with our quick processing time and affordable rates. If it is that vehicle, heavy equipment or a specialised piece of equipment that you are looking to finance, look no more because we have the right asset finance option for you.

Asset Finance
Home Loans


Do you have a home loan goal in mind? Think no more because at Magnolia Finance we will help you find that home loan from a pool of over 600 home loans products out there. With our competitive research and experience, we will help you find the right solution in line with your goals and requirements. What’s more is that we will hold your hand and lend our expertise in negotiating for a better home loan so that you get best home loan terms.


A personal loan might be the decisive move for you to fund that project that you have in mind. At Magnolia Finance we consider ourselves the home for personal loans and you are right at home with us. We are flexible with personal loans and with options that range from $2k to 45k with an accompaniment of a free estimate right from the start. We also help you find the most comfortable payment schedule that will not affect your credit rating.

Short Term
Single Invoice


Are you cash strained and you need access to readily available funds? Line of credit at Magnolia Finance offers you just that. We offer competitive amounts and rates with an aim of seeing your business grow exponentially. Our line of credit options range from $10k to $250k, all with a flexible repayment terms from 1 to 12 months. If your application is approved, you will get your cash instantly within the same business day.


Cash flow finance at Magnolia Finance is the solution to many businesses that helps them access money tied up in sales invoice. Just within 24 hours, you can access a loan ranging from $5K or $250K and get on top of those operating expenses and so much more.

Looking for a sudden cash infusion to take your business to the next level? At Magnolia Finance, we’re experienced in offering capital to businesses looking to grow. Good news is, you will still be responsible for your credit collection hustle free.

Unsecured Finance
OS Line of Credit


The overseas line of credit is a convenient and flexible revolving line of credit that is available to fund your overseas foreign exchange (‘OFX’) transactions. Our Line of Credit Facility is available for up to $500,000 and once approved, you will have easy access to financing within your approved limit. We have a strong OFX partnership that could allow you to enjoy the convenience of having sufficient funds to make international transfers quickly and easily when needed. Our Line of Credit is competitively priced, has no hidden fees and charges and most importantly it allows you to free up working capital.

Apply now

Get your small business loan underway today!